President Joe Biden speaks at a student loan waiver program.

Joe Biden said a portion of student loans would be widely canceled.

Many students can get their loan from the borrower.

Joe Biden decided that 46 million borrowers could get federal student loans.

The federal government has several programs that offer student loan forgiveness.

Many students ask for loan forgiveness when they have loans.

This program is for students who are unable to repay generous loans.

Programs for forgiveness made it easier for some lenders to get permanent.