The biggest rule of thumb is the products and services it provides.

Financial advisors mostly provide their own financial products.

Depends on the financial advisor on the qualifications and expertise held by him.

Financial advisors are registered but not licensed.

A financial advisor can be marketable in a number of ways if an insurance agent is licensed.

An insurance agent holds a license for insurance who passes a qualifying exam.

A financial advisor may also have a financial planner who is a broker.

The financial advisor makes a financial plan for the clients.